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Savings & Retirement Benefits

3M's combination of savings, retirement benefits and financial education resources help you plan for and manage your financial well-being at all stages of your life—both during and beyond your 3M career.

Personal Savings

After two months of service at 3M, our General Employees Stock Purchase Plan allows you to contribute 3—10 percent of your after-tax pay to purchase 3M stock at an option price that is 85 percent of the fair market value of the stock.

Total Retirement

3M's Total Retirement Program helps you build a solid financial foundation for your future. It includes your pension, 401(k), retiree health benefits and life insurance.

The information on this website is not intended to describe or summarize the terms of 3M compensation and benefit plans nor is it the official plan document for those plans. In the event of any conflict, inconsistency, or ambiguity between the information on this website and the official plan documents, the terms of the official plan documents will be controlling. 3M reserves the right to modify, amend, change, revoke, suspend or terminate its compensation and benefit plans, in whole or in part, at any time. The benefit and compensation plans and programs listed on this website may or may not apply to employees joining 3M as a result of an acquisition or those who work for a 3M subsidiary.

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